Sorigin Insurance Brokers – Disclaimer
We, Sorigin Insurance Brokers Private Limited having its registered office at AP81,B Wing,17 th Floor, Mundhwa, Pune , Maharashtra , India , 411036 (referred to as “Sorigin” or “We”, “Us” and “Our”), are a licensed insurance broker duly registered with the Insurance Regulatory and Development Authority of India (“IRDAI”). We operate as an intermediary facilitating the purchase, renewal, and management of insurance products and services offered by various third-party insurance companies (collectively referred to as “Insurance Companies” and individually referred to as “Insurance Company”) in accordance with applicable regulatory guidelines (“Services”).
We are the exclusive owner and operator of soriginxure.com (“Website”), through which We offer Users a convenient digital platform to access and engage with information pertaining to the Services offered by Us. Any reference to “You”, “Your”, and ‘Customer’ or ‘User” refers to You as the User of this Website.
This Disclaimer is intended to clearly set out the scope and limitations of liability of Sorigin in relation to the use of the Website. Its purpose is to ensure that Users are fully informed of the extent of responsibility undertaken by Sorigin as an insurance intermediary, and the need for Users to exercise their own due diligence while engaging with the Website and insurance products and related content provided therein. It aims to promote transparency, protect User interests, and mitigate any potential legal or commercial misunderstandings by outlining the legal boundaries within which Sorigin operates. The following disclaimers are published in accordance with applicable laws and regulatory guidelines issued by IRDAI, and must be read in conjunction with Our Terms and Conditions and Privacy Policy:
- It is imprudent to understand that insurance is a subject matter of solicitation and market risks. You are required to take the responsibility of understanding the limitations of insurance policies and the risks involved; and under no circumstance, form or manner, do We take any liability in such cases. We also recommend You to please read the subject and offer documents carefully.
- Sorigin intends to provide unbiased and unambiguous information about insurance products and related services. The information and data provided on the Website are of generic nature and strictly limited to informational purposes only. We strive to provide responsible and accurate information to the best of Our abilities; We are, however, in no form or manner, responsible for any discrepancies in the data published on the Website.
- To the fullest extent permissible under the applicable laws, the contents on the Website are provided on ‘as is” basis, and Sorigin disclaims all warranties of any kind, expressed or implied, including but not limited to warranties relating to merchantability and fitness for a particular purpose. The information and data comprised herein are subject to change, and it is Your/Customer’s responsibility to verify prior to relying on or acting upon it.
- This information is general and is not intended to address the unique circumstances of any specific entity or individual. This information is not necessarily complete or comprehensive; it is also not to be considered as professional or legal advice (if specific advice is needed, Users should always seek consultation of an appropriately qualified professional).
- All insurance policies have limits and exclusions. It is the responsibility of each individual and entity to be knowledgeable and aware of the wording and coverage of their insurance policies and/or any affiliated services.
- You expressly understand and agree that in no event Sorigin, its affiliates (including their successors and assigns), directors, officers, agents, and employees are to be held accountable for any special, direct, indirect, incidental, consequential, punitive, or exemplary loss, harm, or damages (including without limitation loss of business opportunities, lost revenues, or loss of anticipated profits or any other pecuniary or non-pecuniary loss or damage of any nature whatsoever) that occur or arise from the usage of the Website and information/content provided within.
- You agree that Your association with the Website is at Your sole discretion and risk.
- You hereby agree and understand that the Website’s purpose is only to provide You with information regarding the policies/products of various Insurance Companies and the Services offered by Us in relation thereto and that the final policy issuance, coverage, exclusions, and benefits are subject to the underwriting guidelines, terms, and discretion of the respective Insurance Company. We are acting only as a facilitator and claim acceptance or rejection is the sole discretion of the Insurance Company. Sorigin is not the agent, corporate agent, related party or intermediary of any Insurance Company, information regarding whose products/policies may be provided on the Website. We are also not the sub-agent or sub-intermediary of the agents and intermediaries of any such Insurance Company.
- Sorigin is a registered insurance broker, with the IRDAI and does not underwrite the risk or act as an Insurance Company. The contract of insurance is between the Insurance Company and the insured.
- There is no intention or purpose of violating any intellectual property or ancillary rights. All information provided on the Website is subject to change without any notice. However, any changes/modifications will be communicated to You through Our Website, in the manner described under the Terms and Conditions.